Baidu Intelligent Cloud Digital Technology Deep Integrated | Race Hyper

Digital Technology Reconstruction The speed of the financial industry is getting faster and faster. Many technology companies are participating in this change in its own technical advantages.

As the first echelon of domestic AI technology, Baidu Company, which occupies the leading position, constructs independent innovative multi-form Yunzhi integrated infrastructure, creating core scene applications such as full channel services, numerous marketing, synergy office, etc.,

Introducing a new generation of AI tool terminal solutions, "Baidu Smart Cloud Hurricane" intelligent engine and digital consultation full stack solution, reaching AI technology to financial institutions.

From the perspective of technical logic and implementation, Baidu AI technology layout financial field is far-reaching. Financial institutions are the empowerment of the development of the digital age, Baidu Intelligent Cloud uses AI to help financial institutions. At the same time, the digital technology will extend to the industrial manufacturing field, improve the financial model of industry Internet, and lay a solid foundation for building competitive intelligent manufacturing. Base.

Baidu AI + Finance=?

Baidu Intelligent Cloud’s "Yun Zhi Intega" wisdom financial solution, its overall architecture can be specifically presented as three layers: the first layer is a digital base, with core products such as financial exclusive clouds, aircraft paddle + Kunlun, load balancing (BFE) Ability; the second layer includes intelligent engine, including AI middle platform, two core products of knowledge in knowledge.

The first layer and the second layer constitute "multi-morphological cloud-integrated infrastructure of independent innovation".

The third layer is a plurality of scene application solutions, such as "AI +" scene envoys, digital marketing and growth programs, content digital intelligence schemes, etc.

On November 26th, Baidu Smart Officer’s "Scene Application": New Generation AI Machine Terminal Solution, "Baidu Smart Cloud Hurricane" Intelligent Engine and Digital Consultation Suitable Stack Solution.

Wall Street knows that "Yun Zhi Intega" wisdom financial solutions, abide by "AI technology" positioning, facing the entire financial system.

"Baidu technical features based on ‘ai’, this is the most important engine and starting technique when we help financial institutions have advanced digital work. At present, the current status of financial industry is very strong, so if you only provide simple ‘On the cloud’ service, the business gain effect of (financial) institution is not very obvious. "Li Shuo said," But AI technology management has its operation and maintenance, the effect is completely different. "

Wall Street knows that Baidu Smart Cloud AI technology has a large-scale depth in the back-end service system of the financial institution.

In 2019, Baidu Intelligent Cloud and Shanghai Pudong Development Bank have opened the scene of Baidu AI technology in financial institutions. By 2021, both parties cooperated from the first financial digital, intelligent customer service to extend to the "deep learning platform" and the AI ??optimization platform, etc., with great expansion in depth and breadth.

Unlike industrial Internet, it has just begun to apply AI digital technology, and the financial industry has very high acception and application for AI digital technology. The sake of the financial institution’s pure application of digital technology has reached the extent of from point-like to system planning.

Because of this, the financial industry is not limited to the concept of pursuing shape when adopting AI technology, and it is very focused on the effectiveness of the promotion of its business.

Li Shuo said that "In the past few years, financial institutions have been considering the combination of digital technology in combination with specific business scenarios, and this is used as a procurement criteria for the use of digital technology or services."

In the actual application, Baidu Smart Cloud AI technology capabilities contain two types of landing directions, very popular with financial institutions.

First, such as the Shanghai Pudong Development Bank mode. When the Baidu AI technology capabilities apply to the service and marketing team, the overall performance has been significantly improved, and the cost does not increase accordingly, this is "the actual transformation effect that can be seen". Today, Shanghai Pudong Development Bank has generally tried AI technology to empowerment in multiple business scenarios.

Second, Baidu Intelligent Cloud Power Calligraphy Digital Transformation Path and Pudong Development Bank are different, and Baidu Ai technology capabilities are applied to wind control and operation. Baidu provides in-depth technical services for the Postal Savings: Building Baidu Smart Cloud AI (PaaS). With this, the Postal Savings Bank builds a personalized application SaaS tool that meets the specific business scenarios of the bank, and is widely used, and the trade-in business operation efficiency is very significant.

What did Baidu, November 26?

Pay attention to the effectiveness of AI technology in the financial industry, Baidu Smart Cloud adopts these market strategies, what is the actual market performance?

Wall Street knows that Baidu Intelligent Cloud all kinds of solutions have served approximately 300 financial industry agencies, covering 83% of national banks.

According to IDC’s "China Financial Cloud Market (2021, first half) tracking" report, the China Financial Cloud Market has reached 2.65 billion US dollars in the first half of 2021, and the market growth rate is 40.2%.

Among them, Baidu Intelligent Cloud ranched 86.56% year-on-year in the overall market of China’s Financial Cloud Solutions, twice as a year in China’s financial cloud market.

It is worth noting that the report summarizes the current financial cloud market: financial cloud construction enters "deep water area", and innovative formal infrastructure has become optional. According to the report, the growth rate of infrastructure and solutions reached 38.3% and 44.8% respectively.

In terms of infrastructure, Baidu Smart Cloud has improved the ability of this field on November 26.

Observing Baidu Smart Cloud’s technical system layout in the financial sector, it can be seen that through platform AI technology open source, in the context of the supervision requirements of "14th Five-Year" digital technology independent innovation, combined with Baidu smart cloud financial exclusive cloud, Baidu Intelligent Cloud AI Taiwanese adaptation business scenario needs multi-application form tool "averaged integration", "Baidu advantage may be more obvious in the next two or three years." Li Shui believes.

Baidu intelligent clouds, some of the multi-form cloud-integrated infrastructure constructed in the financial sector; Baidu Intelligent Cloud Finance is also a part of the infrastructure, which is a feasible option for future financial industry users.

According to IDC, after the formal landing of the support policy and management, the relevant program may become an important or even main way for SMEs.

As the core "Corps" of Baidu Intelligent Cloud in the financial industry, "Corps", "Yun Zhi Intega" wisdom financial solutions in fact were given the mission of "all-round empower financial institutions" by Baidu Intelligent Cloud.

How to do this?

In addition to previously released digital base-related core products and intelligent engine related products, this new generation of AI machine terminal solutions, "Baidu Smart Cloud Hurricane" Intelligent Engine and Digital Consultation Full Stack Solution.

In summary, that is, through the PaaS software empower multi-functional equipment intelligent interactive terminal, improve terminal and user interaction efficiency and experience, with "accompanying" joint operation method, jointly build full processes to digitally licensed capabilities, and then match To help financial institutions have across digital transformation thresholds with the "digital consultation" full stack of business class, planning and management.

That is, on November 26, Baidu Smart Cloud further enhanced the "cloud-integrated" smart financial solution to promote the technical empowerment of the financial industry to promote digital transformation.

Baidu’s design is also in line with the requirements of the financial cloud market development.

The IDC report shows that in the first half of 2021, the financial cloud infrastructure market has reached 1.83 billion US dollars, including 54.0% and 28.5%, respectively, with public clouds and private cloud infrastructure markets.

IDC believes that China’s financial cloud infrastructure construction process has not ended, and the head financial institution has adopted "Self-research Program + Cloud Computing Service Provider" to synchronize the strategy to speed up private cloud infrastructure construction.

Baidu Smart Cloud did not show its focus on public cloud or private clouds, and Li Shuo also proposed its planning and head financial institutions to promote the industry cloud.

"In the future, Baidu Plan, according to the supervision guidance, focusing on the large-scale financial technology company, such as Jianxin Jinke (CCB Digital Platform Company), etc.," Li Shuo said, "through the industry cloud platform, available Financial institutions use, in line with the digital technical capabilities requiring data and business requirements. "

Deep Objective: To make strong services

What is the deep direction of Baidu Intelligent Cloudy Financial Industry Technology Ending?

From Baidu Ai Technical Logic, becoming a head digital technology company in the financial field, it is likely not the technical endpoint of Baidu Intelligent Cloud.

Wall Street is noted that financial institutions promote digital financial purposes to enhance their business income; but from national goal, financial institutions, especially large banks, support industry, and manufacturing business strength and technical capabilities are the top Heavy.

From is the view, this is all the efforts of the digital technology company engaged in technical empowering financial institutions, Baidu smart clouds are no exception.

The problem is how the technical core advantage of Baidu Smart Cloud is matched with this country’s goal?

Through the deep communication with Baidu Intelligent Cloud, Wall Street saw that Baidu Intelligent Cloud believes that the industrial finance has experienced three stages: 1.0 stage: doing a financial service of large core enterprises; 2.0 stage: Financial services to the core enterprises, For upstream enterprises, they can do payments in accounts, and order financing can be done downstream.

At 3.0, the industrial data financial mode is truly realized. The overall multi-dimensional angle verification is made through the multidimensional data. It is truly exploring the risk information of enterprises in technology, whereby a new wind control model can be developed, and the ability to obtain multidimensional data assessment is the core key element.

To obtain multidimensional data assessment capabilities, Baidu Smart Cloud believes that it is necessary to construct an industrial Internet industry financial platform with AI-based industrial Internet industries.

In practice, Baidu Smart Cloud found that through industrial Internet and financial institutions, it can play an important role in serving the national manufacturing power of the country: financial institutions provide strong financial support to industrial Internet enterprises, industrial Internet generation enterprise full processes Data can also be improved in the financial control model.

Baidu Intelligent Cloud found in the process of doing industrial Internet technology, and the needs of financial services have two pain points: First, the company itself wants to do digital transformation, but no funds, it is necessary to loary; second, after obtaining loans, In the repayment pressure, companies will also consider whether digitized transformation gives the business to bring practical value. If it is not, it is difficult to drive the digital technology choice of the enterprise.

Therefore, Baidu intelligent cloud is based on Baidu Industrial Internet Foundation. It has built a Baidu Mini platform with AI technology as the core: where the government is one end, the bank is one end, the company is one end, Baidu’s role is based on the abilities service platform, As a three-party connection point.

The technical structure of the Baidu Mini platform is the bottom layer is a data platform, and the wind control platform is built on this base to achieve risk management before the loan, loan and loan.

Wall Street saw that Baidu has landed this industrial Internet abundance platform in a municipality in China, where the wind control platform penetrates the underlying data layer, decision-making layer and application layer. It is currently possible to make anti-fraudware before the loan, the loan to realize the risk level identification and real-time synchronization, and after the loan can make a warning and push, according to the corresponding management measures.

From this perspective, Baidu Intelligent Cloud promotes AI technology in the financial field, which can be seen as a small part of the industrial Internet industry financial platform, will also become a manufacturing strong country to make technical support for China.

A tweet and a mysterious phone call: How Simu Liu became Shang-Chi

Simu Liu essays the titular superhero in Marvel Studios’ Shang-Chi and the Legend of the Ten Rings, the first MCU film featuring a superhero of Asian origin.

Liu, a Canadian of Chinese descent, began his career as an extra on Guillermo del Toro’s monster movie Pacific Rim. After years of stunt work, he was cast in Canadian sitcom Kim’s Convenience — his first break. He was also a part of sci-fi thriller series Orphan Black’s final season, but remained little known

Many believe it was the fateful tweet he composed on December 4, 2018 that changed his fortunes and brought him into the ambit of Marvel Studios.

The tweet, which is still up, read, “OK @Marvel, are we gonna talk or what #ShangChi.” After he was cast he quote-tweeted the original tweet and quipped, “Thanks for getting back to me.”