Baidu Intelligent Cloud Digital Technology Deep Integrated | Race Hyper

Digital Technology Reconstruction The speed of the financial industry is getting faster and faster. Many technology companies are participating in this change in its own technical advantages.

As the first echelon of domestic AI technology, Baidu Company, which occupies the leading position, constructs independent innovative multi-form Yunzhi integrated infrastructure, creating core scene applications such as full channel services, numerous marketing, synergy office, etc.,

Introducing a new generation of AI tool terminal solutions, "Baidu Smart Cloud Hurricane" intelligent engine and digital consultation full stack solution, reaching AI technology to financial institutions.

From the perspective of technical logic and implementation, Baidu AI technology layout financial field is far-reaching. Financial institutions are the empowerment of the development of the digital age, Baidu Intelligent Cloud uses AI to help financial institutions. At the same time, the digital technology will extend to the industrial manufacturing field, improve the financial model of industry Internet, and lay a solid foundation for building competitive intelligent manufacturing. Base.

Baidu AI + Finance=?

Baidu Intelligent Cloud’s "Yun Zhi Intega" wisdom financial solution, its overall architecture can be specifically presented as three layers: the first layer is a digital base, with core products such as financial exclusive clouds, aircraft paddle + Kunlun, load balancing (BFE) Ability; the second layer includes intelligent engine, including AI middle platform, two core products of knowledge in knowledge.

The first layer and the second layer constitute "multi-morphological cloud-integrated infrastructure of independent innovation".

The third layer is a plurality of scene application solutions, such as "AI +" scene envoys, digital marketing and growth programs, content digital intelligence schemes, etc.

On November 26th, Baidu Smart Officer’s "Scene Application": New Generation AI Machine Terminal Solution, "Baidu Smart Cloud Hurricane" Intelligent Engine and Digital Consultation Suitable Stack Solution.

Wall Street knows that "Yun Zhi Intega" wisdom financial solutions, abide by "AI technology" positioning, facing the entire financial system.

"Baidu technical features based on ‘ai’, this is the most important engine and starting technique when we help financial institutions have advanced digital work. At present, the current status of financial industry is very strong, so if you only provide simple ‘On the cloud’ service, the business gain effect of (financial) institution is not very obvious. "Li Shuo said," But AI technology management has its operation and maintenance, the effect is completely different. "

Wall Street knows that Baidu Smart Cloud AI technology has a large-scale depth in the back-end service system of the financial institution.

In 2019, Baidu Intelligent Cloud and Shanghai Pudong Development Bank have opened the scene of Baidu AI technology in financial institutions. By 2021, both parties cooperated from the first financial digital, intelligent customer service to extend to the "deep learning platform" and the AI ??optimization platform, etc., with great expansion in depth and breadth.

Unlike industrial Internet, it has just begun to apply AI digital technology, and the financial industry has very high acception and application for AI digital technology. The sake of the financial institution’s pure application of digital technology has reached the extent of from point-like to system planning.

Because of this, the financial industry is not limited to the concept of pursuing shape when adopting AI technology, and it is very focused on the effectiveness of the promotion of its business.

Li Shuo said that "In the past few years, financial institutions have been considering the combination of digital technology in combination with specific business scenarios, and this is used as a procurement criteria for the use of digital technology or services."

In the actual application, Baidu Smart Cloud AI technology capabilities contain two types of landing directions, very popular with financial institutions.

First, such as the Shanghai Pudong Development Bank mode. When the Baidu AI technology capabilities apply to the service and marketing team, the overall performance has been significantly improved, and the cost does not increase accordingly, this is "the actual transformation effect that can be seen". Today, Shanghai Pudong Development Bank has generally tried AI technology to empowerment in multiple business scenarios.

Second, Baidu Intelligent Cloud Power Calligraphy Digital Transformation Path and Pudong Development Bank are different, and Baidu Ai technology capabilities are applied to wind control and operation. Baidu provides in-depth technical services for the Postal Savings: Building Baidu Smart Cloud AI (PaaS). With this, the Postal Savings Bank builds a personalized application SaaS tool that meets the specific business scenarios of the bank, and is widely used, and the trade-in business operation efficiency is very significant.

What did Baidu, November 26?

Pay attention to the effectiveness of AI technology in the financial industry, Baidu Smart Cloud adopts these market strategies, what is the actual market performance?

Wall Street knows that Baidu Intelligent Cloud all kinds of solutions have served approximately 300 financial industry agencies, covering 83% of national banks.

According to IDC’s "China Financial Cloud Market (2021, first half) tracking" report, the China Financial Cloud Market has reached 2.65 billion US dollars in the first half of 2021, and the market growth rate is 40.2%.

Among them, Baidu Intelligent Cloud ranched 86.56% year-on-year in the overall market of China’s Financial Cloud Solutions, twice as a year in China’s financial cloud market.

It is worth noting that the report summarizes the current financial cloud market: financial cloud construction enters "deep water area", and innovative formal infrastructure has become optional. According to the report, the growth rate of infrastructure and solutions reached 38.3% and 44.8% respectively.

In terms of infrastructure, Baidu Smart Cloud has improved the ability of this field on November 26.

Observing Baidu Smart Cloud’s technical system layout in the financial sector, it can be seen that through platform AI technology open source, in the context of the supervision requirements of "14th Five-Year" digital technology independent innovation, combined with Baidu smart cloud financial exclusive cloud, Baidu Intelligent Cloud AI Taiwanese adaptation business scenario needs multi-application form tool "averaged integration", "Baidu advantage may be more obvious in the next two or three years." Li Shui believes.

Baidu intelligent clouds, some of the multi-form cloud-integrated infrastructure constructed in the financial sector; Baidu Intelligent Cloud Finance is also a part of the infrastructure, which is a feasible option for future financial industry users.

According to IDC, after the formal landing of the support policy and management, the relevant program may become an important or even main way for SMEs.

As the core "Corps" of Baidu Intelligent Cloud in the financial industry, "Corps", "Yun Zhi Intega" wisdom financial solutions in fact were given the mission of "all-round empower financial institutions" by Baidu Intelligent Cloud.

How to do this?

In addition to previously released digital base-related core products and intelligent engine related products, this new generation of AI machine terminal solutions, "Baidu Smart Cloud Hurricane" Intelligent Engine and Digital Consultation Full Stack Solution.

In summary, that is, through the PaaS software empower multi-functional equipment intelligent interactive terminal, improve terminal and user interaction efficiency and experience, with "accompanying" joint operation method, jointly build full processes to digitally licensed capabilities, and then match To help financial institutions have across digital transformation thresholds with the "digital consultation" full stack of business class, planning and management.

That is, on November 26, Baidu Smart Cloud further enhanced the "cloud-integrated" smart financial solution to promote the technical empowerment of the financial industry to promote digital transformation.

Baidu’s design is also in line with the requirements of the financial cloud market development.

The IDC report shows that in the first half of 2021, the financial cloud infrastructure market has reached 1.83 billion US dollars, including 54.0% and 28.5%, respectively, with public clouds and private cloud infrastructure markets.

IDC believes that China’s financial cloud infrastructure construction process has not ended, and the head financial institution has adopted "Self-research Program + Cloud Computing Service Provider" to synchronize the strategy to speed up private cloud infrastructure construction.

Baidu Smart Cloud did not show its focus on public cloud or private clouds, and Li Shuo also proposed its planning and head financial institutions to promote the industry cloud.

"In the future, Baidu Plan, according to the supervision guidance, focusing on the large-scale financial technology company, such as Jianxin Jinke (CCB Digital Platform Company), etc.," Li Shuo said, "through the industry cloud platform, available Financial institutions use, in line with the digital technical capabilities requiring data and business requirements. "

Deep Objective: To make strong services

What is the deep direction of Baidu Intelligent Cloudy Financial Industry Technology Ending?

From Baidu Ai Technical Logic, becoming a head digital technology company in the financial field, it is likely not the technical endpoint of Baidu Intelligent Cloud.

Wall Street is noted that financial institutions promote digital financial purposes to enhance their business income; but from national goal, financial institutions, especially large banks, support industry, and manufacturing business strength and technical capabilities are the top Heavy.

From is the view, this is all the efforts of the digital technology company engaged in technical empowering financial institutions, Baidu smart clouds are no exception.

The problem is how the technical core advantage of Baidu Smart Cloud is matched with this country’s goal?

Through the deep communication with Baidu Intelligent Cloud, Wall Street saw that Baidu Intelligent Cloud believes that the industrial finance has experienced three stages: 1.0 stage: doing a financial service of large core enterprises; 2.0 stage: Financial services to the core enterprises, For upstream enterprises, they can do payments in accounts, and order financing can be done downstream.

At 3.0, the industrial data financial mode is truly realized. The overall multi-dimensional angle verification is made through the multidimensional data. It is truly exploring the risk information of enterprises in technology, whereby a new wind control model can be developed, and the ability to obtain multidimensional data assessment is the core key element.

To obtain multidimensional data assessment capabilities, Baidu Smart Cloud believes that it is necessary to construct an industrial Internet industry financial platform with AI-based industrial Internet industries.

In practice, Baidu Smart Cloud found that through industrial Internet and financial institutions, it can play an important role in serving the national manufacturing power of the country: financial institutions provide strong financial support to industrial Internet enterprises, industrial Internet generation enterprise full processes Data can also be improved in the financial control model.

Baidu Intelligent Cloud found in the process of doing industrial Internet technology, and the needs of financial services have two pain points: First, the company itself wants to do digital transformation, but no funds, it is necessary to loary; second, after obtaining loans, In the repayment pressure, companies will also consider whether digitized transformation gives the business to bring practical value. If it is not, it is difficult to drive the digital technology choice of the enterprise.

Therefore, Baidu intelligent cloud is based on Baidu Industrial Internet Foundation. It has built a Baidu Mini platform with AI technology as the core: where the government is one end, the bank is one end, the company is one end, Baidu’s role is based on the abilities service platform, As a three-party connection point.

The technical structure of the Baidu Mini platform is the bottom layer is a data platform, and the wind control platform is built on this base to achieve risk management before the loan, loan and loan.

Wall Street saw that Baidu has landed this industrial Internet abundance platform in a municipality in China, where the wind control platform penetrates the underlying data layer, decision-making layer and application layer. It is currently possible to make anti-fraudware before the loan, the loan to realize the risk level identification and real-time synchronization, and after the loan can make a warning and push, according to the corresponding management measures.

From this perspective, Baidu Intelligent Cloud promotes AI technology in the financial field, which can be seen as a small part of the industrial Internet industry financial platform, will also become a manufacturing strong country to make technical support for China.

IPL 2021: Knights make Capital gains

Five dot balls brought about a well-set Shubman Gill’s dismissal and a wicket-maiden for Kagiso Rabada. Then, Ravichandran Ashwin made one hang a bit more in the air and spin away to settle the score with Eoin Morgan. The two had got into a heated exchange after Ashwin was dismissed during the Delhi Capitals innings. The latter bellowed a ‘come on’ in the Kolkata Knight Riders captain’s face after getting his man.

KKR’s run rate suddenly slipped below six runs per over, but chasing 128 for victory they basically needed two good overs from thereon. Nitish Rana hit two sixes in a Lalit Yadav over and although the excellent Avesh Khan (3/13) saw off Dinesh Karthik, Sunil Narine laid into Rabada with two sixes and a four to take his team to a three-wicket victory, which consolidated KKR’s position in the top four.

Rishabh Pant’s bowling selections – not using Anrich Nortje’s pace straightaway against Narine and using up his spinners early – was questionable. At the same time, the DC skipper didn’t have enough runs to defend.

The Sharjah sticky dog, or sandy-dog based on one’s preference, was an antidote to DC’s cricketing style. The ball never came on to the bat and the slowness of the pitch took the sting out of their fast bowlers.

The Powerplay was the key for DC to build the platform for a big total. Without Prithvi Shaw, out injured, they missed aggression upfront. Steve Smith’s conventional cricket held up one end, but it didn’t put the KKR bowlers under much pressure. Shreyas Iyer could have raised the tempo, but Narine had reserved a beauty for him.

RCB vs MI: Virat Kohli goes past 10,000 T20 runs

Virat Kohli on Sunday reached a coveted milestone of 10,000-run mark in all forms of T20 cricket (international, domestic and franchise) during Royal Challengers Bangalore’s IPL match against Mumbai Indians at the Dubai International Stadium.

Playing in his 314th T20 contest, Kohli pulled his India team-mate Jasprit Bumrah for a six to get the milestone in the fourth over after RCB were sent in to bat.

Kohli, who is set to step down from RCB captaincy at the end of this season, had come into the match 13 short of 10,000 runs.

The 32-year-old has played 298 innings before Sunday’s match and has scored runs at an average of 41.61 with the help of five hundreds and 73 fifties. His highest individual score was 113. His career strike-rate has been an impressive 134 plus.

Building more inclusive, welcoming schools for LGBTQ+ children

Earlier this month, while speaking at the Shiksha Parv conclave, the prime minister emphasised the need for inclusive and equitable education. In the same week, the Kerala High Court brought attention to medical textbooks that described non-binary gender identities as “offensive perversions” and “mental disorders”. This had continued despite Kerala becoming the first state to adopt a transgender policy six years ago. A similar concern over “queerphobia” in medical education was raised by the Madras HC earlier this year.

How to boost financial inclusion

Parvati sells vegetables in the weekly market of Mhaswad in Satara, Maharashtra. She has a savings account with the Mann Deshi Sahakari Bank. But whenever she needs money, she takes a loan from the local moneylender. One day, while buying vegetables at the weekly market, I struck up a conversation and asked her why. She responded, “Yes, I know I am paying Rs 10 interest per day on every Rs 100 I borrow from the moneylender, which is exorbitant. But I do not want to take a loan from your bank because I require a loan in the morning and want to repay it in the evening or maybe next week. I also would like to take the second loan immediately. And all this flexibility is given to me by the moneylender and not by your bank.”

Parvati’s situation is not unique. Her business is one of the 63.4 million MSMEs in India, 99 per cent of which are micro enterprises with less than Rs 10 lakh in investment. These tiny businesses are run by nano-entrepreneurs, a burgeoning segment that is absolutely critical to the growth of our rural economy.

What is being done to bring these businesses into the formal economy? If we assess our progress against the definition of “financial inclusion”, which refers to the accessibility of banking and availability of credit, we can congratulate ourselves on significant progress. However, if we question the adequacy of the financial products that they find access to, we fall short. Parvati might be financially “included” but she is not financially “integrated”. The journey from inclusion to integration is not only about making products available and accessible, but also about making them relevant, applicable, and acceptable.

Why does coffee sometimes make me tired?

Caffeine, the main active ingredient in coffee, has a well-justified reputation for being an energy booster. But caffeine is also a drug, which means that it can impact each of us differently, depending on our consumption habits and our genes.

“The paradox of caffeine is that in the short term, it helps with attention and alertness. It helps with some cognitive tasks, and it helps with energy levels,” said Mark Stein, a professor in the Department of Psychiatry and Behavioral Sciences at the University of Washington, who has studied the impact of caffeine on people with attention-deficit/hyperactivity disorder. “But the cumulative effect — or the long-term impact — has the opposite effect.”

Part of the paradoxical effects of caffeine results from its effects on what researchers refer to as “sleep pressure,” which fuels how sleepy we become as the day wears on. From the moment we wake up, our bodies have a biological clock that drives us to go back to sleep later in the day.

Seth Blackshaw, a neuroscientist at Johns Hopkins University who studies sleep, said that researchers are still learning about how sleep pressure builds up in the body, but that over the course of the day, our cells and tissues use and burn energy in the form of a molecule called adenosine triphosphate, or ATP. As that ATP gets expended — as we think, exercise, run errands or sit on conference calls — our cells generate a chemical called adenosine as a byproduct. That adenosine goes on to bind to receptors in the brain, making us more sleepy.

Delhi court lets off man accused of assaulting cop with Rs 2,000 fine, says citizens in financial stress due to Covid

Observing that “citizens, particularly in private employment, are in great distress” owing to the Covid-19 pandemic, a Delhi court on Thursday passed a lenient sentence, imposing just a fine of Rs 2,000 on a man who was held for assaulting a police officer and fleeing with his vehicle.

Metropolitan Magistrate Dev Chaudhary convicted the accused Naveen Kumar under Sections 186 (Obstructing public servant in discharge of public functions) and 353 (Assault or criminal force to deter public servant from discharge of his duty) of the Indian Penal Code. The maximum punishment for such a crime is a prison sentence of two years.

The court said that “the convict had assaulted an on-duty police official, who had issued him a ticket for violating the law”. “Instead of obeying the police official, the convict in brazen disregard of the law assaulted the police official and ran away with his vehicle. Thus, even after being found on the wrong side of the law, the convict showed utmost disrespect for the law. His conduct after conviction is also worth mentioning,” the court said.

ICC nominates Shaheen Afridi

The International Cricket Council (ICC) has nominated Pakistan’s fast bowler Shaheen Shah Afridi for ICC Men’s Player of the Month (August) after reviewing his phenomenal performance during the Test series against West Indies in Jamaica.

Earlier in January, the cricket council had started recognising the best international performances across formats for male and female players through the ICC Player of the Months awards.

The nominees for the monthly men’s awards this time are, Pakistan’s Shaheen Shah Afridi, India’s Jasprit Bumrah and Joe Root from England while Thailand’s Nattaya Boochatham, Gaby Lewis and Eimer Richardson from Ireland feature in the women’s shortlist.

Japan PM Suga to back vaccine minister Kono in LDP leadership race

Outgoing Prime Minister Yoshihide Suga will back the popular minister in charge of Japan’s vaccination rollout, Taro Kono, for the Liberal Democratic Party’s (LDP) leadership race this month, broadcaster Nippon News Network reported on Saturday.

The leader of the ruling party will replace Suga as prime minister.Suga announced on Friday that he would not run in a party leadership contest slated for Sept. 29, meaning he will also be replaced as prime minister.

Suga, who is expected to stay on until his successor is chosen in the party election, had a medical checkup on Saturday but there was nothing wrong with his health, the Kyodo news agency said, citing unidentified people around him.

Hours after Suga’s announcement, broadcaster TBS reported, without citing sources, that Kono intended to run in the leadership race.

But Kono stopped short of declaring his candidacy, telling reporters that he wanted to consult party colleagues first.

A former foreign and defence minister, Kono, 58, is popular among young voters after building support through Twitter, where he has 2.3 million followers – a rarity in Japanese politics, which is dominated by older men less adept with social media.

Former foreign minister Fumio Kishida has already thrown his hat in the ring, while several others have voiced interest in running in the race.

Kishida said on Saturday he would leave a national sales tax at its 10% rate if elected as premier, reiterating that he would fund a new economic package worth tens of trillion yen by issuing more government bonds.

“I’m not thinking of touching the sales tax for the time being,” Kishida told a Nippon News Network programme.

“We then must consider Japan’s finances from the standpoint of how to make use of the fruit of economic growth.”

Japan had six prime ministers in as many years before Suga’s predecessor, Shinzo Abe’s record eight-year tenure.

Farm unions want Moga FIR quashed: ‘Akali Dal workers started violence, damaged farmers’ vehicles with help of police’

A day after the Moga police lathicharged protesting farmers outside SAD chief Sukhbir Singh Badal rally venue in Moga’s new grain market and booked several, including farm union leaders, for alleged stone pelting that injured cops, farmers accused Akali workers of vandalising their vehicles with help of the police.

Farm unions held a protest march in Moga on Friday and said that a pakka morcha will be started from September 8 if the ‘false FIR’ against farmers is not cancelled.

The SKM declared that it will protest along with members of all 32 unions of Punjab outside Moga DS’s office on September 8 if the FIR filed under attempt to murder charges was not cancelled.

BKU (Ekta Ugrahan) also condemned lathicharge and demanded cancellation of the FIR. “This Moga incident has proved that there is no difference between Khattar’s BJP Govt in Haryana and Captain’s Congress government in Punjab,” said Sukhdev Singh Kokrikalan from BKU (Ekta Ugrahan).

Apart from quashing of the FIR, farmers said that they should be compensated for their loss and instead an FIR should be registered against those persons who damaged their vehicles.

At the protest march led by BKU (Krantikari) Friday at Moga’s Dana Mandi, gangster-turned-activist Lakha Sidhana, an accused in Delhi’s January 26 Red Fort violence case, also participated and addressed farmers.

The Indian Express had reported that after stone pelting and lathicharge on Thursday, Moga Police had filed an FIR against 17 farm union leaders and other activists such as Chamkaur Singh Rode (Kirti Kisan Union), Baldev Singh Zira (BKU Krantikari), Karamjit Singh (Naujawan Bharat Sabha) and others. At least 60 farmers and 7 cops were injured in the ruckus Thursday. Police claims that protesting farmers had pelted stones on cops. But according to farmers, stone pelting was allegedly started by Akali Dal and SOI (Students Organisation of India) workers. SOI is the students’ wing of Akali Dal.

In a memorandum submitted to the SSP Moga and DC, BKU (Krantikari) wrote, “As per the call given by the Samyukta Kisan Morcha (SKM), farmers from our union had gathered outside Sukhbir Badal’s rally venue to question him regarding three farm laws. Without giving us any warning, police lathicharged us in which many farmers got injured.

Not only this, but the youth workers of Akali Dal, in connivance with police, also vandalided our vehicles. Though detained protesters were released later by the police, an FIR has been registered against farm leaders and other protesters for attempt to murder which is completely unjustified.”

“The violence was started by Akali Dal workers, they started pelting stones and FIR is being registered against protesting farmers under the Congress government. Instead of booking Akali Dal workers, farmers are being booked. Is this how CM Amarinder Singh proves that he is pro-farmers,” said Baldev Singh Zira, state general secretary, BKU (Krantikari), who has been named in the FIR.

Meanwhile, Kirti Kisan Union in a statement said that if Moga Police will not cancel the ‘false FIR’ by September 8, then a massive protest march will be held outside Moga DC office.

“Our union was holding peaceful protest during Sukhbir Badal’s visit and then suddenly Akali Dal workers and hooligans from its SOI wing along with police, started pelting stones on farmers and also vandalised their vehicles.
Police also lathicharged elder farmers who also got severely injured. Police also used water cannons without any provocation in which many farmers got injured,” said Nirbhay Singh Dhudike, state president, Kirti Kisan Union.

“An indefinite protest (pakka morcha) will be started outside Moga DC office by Samyukta Kisan Morcha if this false FIR is not cancelled by September 8,” said Chamkaur Singh Rode, vice president, Kirti Kisan Union, also booked in the FIR.

Moga SSP Dhruman Nimbale said that an inquiry has been marked to SP (investigation) to probe the matter and as per videography evidence. He added that names will be added or deleted from the FIR based on the probe.

“Farm union leaders who have been booked were leading the protest and violence occurred. We will check videos once again and nominate names of violent protesters as per video evidence,” said the SSP.